When you make your gifts to the Program, you recommend one or more pools in which to invest your contributions, and you can request a change in your investment selection at any time with no fee. Each pool comprises no-load mutual funds managed by T. Rowe Price.
T. Rowe Price is noted for an exceptional combination of investment management excellence, world-class service, and guidance. The T. Rowe Price investment approach strives to achieve superior performance while considering risks incurred versus potential rewards. Click Pool Performance to view investment performance over various time periods.
The investment pools were established to target specific risk/return objectives and are listed from lowest risk/return potential to highest risk/return potential. All pools are subject to market risk and the value of each pool will fluctuate. International investing is subject to unique risks, including currency fluctuation.
T. Rowe Price Gift Preservation Pool
This pool allocates 100% of its assets to the Short-Term Income Fund, which seeks attractive income consistent with minimal fluctuation in principal value and liquidity. Assets are divided between cash and short-term bonds, and the allocation can fluctuate within a wide range depending on the managers’ outlook for interest rates and the economy. The value of the pool and its yield will fluctuate with interest changes and other market conditions.
| 100% Short-Term Income Fund |
T. Rowe Price Diversified Income Pool
Using a moderate-risk approach, this pool seeks a high level of current income with capital appreciation by primarily investing in funds that hold fixed-income instruments and income-oriented stocks paying high dividends. This mix of funds offers exposure to equities while substantially diversifying in the fixed-income market to help reduce the risk and volatility typically associated with the equity market.1 The Diversified Income Pool provides a higher income-oriented option through a 60%/40% fixed-income/equity allocation.
| 60% Spectrum Income Fund |
| 20% Equity Income Fund |
| 20% Balanced Fund |
T. Rowe Price Balanced Index Pool
This intermediate-risk pool offers the benefits of lower fees inherent in a passive investment approach. The Balanced Index Pool seeks to match the composite performance of the Lehman Brothers U.S. Aggregate Index, the Standard & Poor's 500® Index, Standard & Poor's Completion IndexSM,2 and the FTSE International Limited Developed ex North America IndexTM. It offers a combination of moderate income, some long-term growth potential, and access to foreign markets.
| 40% U.S. Bond Index Fund |
| 36% Equity Index 500 Fund |
| 12% Extended Equity Market Index Fund |
| 12% International Equity Index Fund |
T. Rowe Price Moderate Growth Pool
This moderately aggressive pool focuses on a mix of both domestic and international stocks while seeking diversification through holdings in a well-blended bond fund.1 The pool's strategy is to balance volatility risk through a combination of stock funds that have the potential for gaining high returns in the equity markets and domestic and foreign bonds.
| 30.0% Spectrum Income Fund |
| 17.5% Growth Stock Fund |
| 17.5% Equity Income Fund |
| 8.0% Equity Index 500 Fund |
| 6.0% Small-Cap Stock Fund |
| 3.5% Mid-Cap Growth Fund |
| 3.5% Mid-Cap Value Fund |
| 6.0% International Stock Fund |
| 6.0% International Growth & Income Fund |
| 2.0% Emerging Markets Stock Fund |
T. Rowe Price Growth Pool
This aggressive pool seeks long-term capital appreciation by broadly investing in mutual funds focused on both domestic and international equity markets.1 This pool's strategy is based on the understanding that the volatility associated with equity markets also offers the greatest potential for long-term capital appreciation.
| 24.5% Growth Stock Fund |
| 24.5% Equity Income Fund |
| 12.0% Equity Index 500 Fund |
| 9.0% Small-Cap Stock Fund |
| 5.0% Mid-Cap Growth Fund |
| 5.0% Mid-Cap Value Fund |
| 8.5% International Stock Fund |
| 8.5% International Growth & Income Fund |
| 3.0% Emerging Markets Stock Fund |
T. Rowe Price Global Equity Pool
The most aggressive of all the Program’s investment pools, this choice focuses heavily on developed and emerging markets around the globe to pursue long-term capital growth. The pool invests in T. Rowe Price mutual funds that seek to identify established and emerging companies with solid prospects. The pool takes a flexible approach – it invests in domestic and international equity markets, looking for growth and value stocks across all market capitalizations. The Global Equity Pool has the largest allocation of international stocks of all the Program’s pools, and could be an effective way to tap into the growth of the global economy.
| 23.5% Global Stock Fund |
| 15.25% Equity 500 Index Fund |
| 11.75% Value Fund |
| 3.5% Small-Cap Stock Fund |
| 2.5% Mid-Cap Growth Fund |
| 2.5% Mid-Cap Value Fund |
| 17.5% International Equity Index Fund |
| 13.0% International Growth and Income Fund |
| 10.5% Emerging Markets Stock Fund |
1 Diversification cannot assure a profit or protect against loss in a declining market.
2 "Standard & Poor's®", "S&P®", "S&P 500®", "Standard & Poor's 500", "500", and "Standard & Poor's Completion Index" are marks/trademarks of The McGraw-Hill Companies, Inc., and have been licensed for use by T. Rowe Price. The Product is not sponsored, endorsed, sold, or promoted by Standard & Poor's, and Standard & Poor's makes no representation regarding advisability of investing in the Product.
The Program's Board of Directors has ultimate authority over investment allocations.
Request a prospectus for any of the funds in which the pools invest by calling 1-800-564-1597. Prospectuses include investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.
|
