Many people shy away from considering trusts when it comes to their personal financial planning. The word tends to conjure visions of complex paperwork, hours in a lawyer's office, and ultra-wealthy clients pondering ways to shield their massive wealth.

Trust arrangements, however, are not just for the very wealthy. Regardless of net worth, a trust can play a valuable role in estate planning. And the correct one for your personal situation can help provide for you, your family, or, if you choose, a charitable cause.

An overview of trusts
Charitable remainder trust
Charitable lead trust

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